Risk Management/Crop Insurance Education Program

Massachusetts Fruit and Vegetable growers have many options to protect their crops and income from losses caused by natural disasters.

Massachusetts Policies

Federal Crop Insurance offers Massachusetts Potato (Franklin & Hampshire Counties only), Fresh Sweet Corn (all Counties), Apple (all counties) and Peach (Hampshire, Hampden, Middlesex & Worcester Counties only), growers policies to protect them from losses due to natural disasters. Growers have a wide variety of options with price, yield and units. For more information read the Potato, Fresh Sweet Corn, Apple and Peach policy fact sheet.

Revenue Policies

Massachusetts Fruit & Vegetable growers also have an option of purchasing a revenue based policy.  Whole Farm Revenue Protection (WFRP) is a whole-farm revenue protection plan of insurance which protects against low revenue due to unavoidable natural disasters and/or market fluctuations. For more information on  Whole Farm Revenue Protection, click here, to access the WFRP fact sheet.

Where can you purchase a policy

Federal Crop Insurance is sold by private crop insurance agent. Click on this link to find a crop insurance agent in Massachusetts.

Non-Insured Disaster Assistance Program (NAP)

Growers of fruit and vegetable crops, not covered by crop insurance, can insure their crops through the USDA Farm Service Agency (FSA) Non-Insured Crop Disaster Assistance Program (NAP). NAP provides catastrophic coverage at 50% of the potential production and 55% of the established price. The 2014 Farm Bill provided for "buy-up" coverage under NAP.  Individual crops can now be covered up to 65% of the potential production and up to 100% of the established price for the crop.  For more information and applicable deadlines, visit your local FSA office.