Risk Management/Crop Insurance Education Program
Fruits/Vegetables
Massachusetts Fruit and Vegetable growers have many options to protect their crops and income from losses caused by natural disasters.
Massachusetts Policies
Federal Crop Insurance offers Massachusetts Potato (Franklin & Hampshire Counties only), Fresh Sweet Corn (all Counties), Apple (all counties), Grape (Bristol County only), and Peach (Bristol, Essex, Franklin, Hampshire, Hampden, Middlesex & Worcester Counties only), growers policies to protect them from losses due to natural disasters. Growers have a wide variety of options with price, yield and units.
Revenue Policies
Massachusetts Fruit & Vegetable growers also have an option of purchasing a revenue based policy. Whole Farm Revenue Protection (WFRP) is a whole-farm revenue protection plan of insurance which protects against low revenue due to unavoidable natural disasters and/or market fluctuations. For more information on Whole Farm Revenue Protection, click here, to access the WFRP fact sheet.
Where can you purchase a policy
Federal Crop Insurance is sold by private crop insurance agent. Click on this link to find a crop insurance agent in Massachusetts.
Non-Insured Disaster Assistance Program (NAP)
Growers of fruit and vegetable crops, not covered by crop insurance, can insure their crops through the USDA - Farm Service Agency (FSA) Non-Insured Crop Disaster Assistance Program (NAP). NAP provides catastrophic coverage at 50% of the potential production and 55% of the established price. The 2014 Farm Bill provided for "buy-up" coverage under NAP, however with the expiration of the 2014 Farm Bill, "buy-up" coverage ceased and therefore is not available for the 2019 crop year. For more information and applicable deadlines, visit your local FSA office.
