Whole Farm Revenue Coverage (WFRP) crop insurance provides producers with protection against low revenue from natural causes and market fluctuations.  This insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.

Eligibility

To meet the eligibility criteria for WFRP coverage, you must: Be a U.S. citizen or resident; File a calendar-year or fiscal-year farm tax return; Have liability not exceeding $8.5 million; Have had same tax entity for 7 years (filed 5 consecutive years of Schedule F tax forms, plus previous year and insurance year) unless a change in tax entity is reviewed and approved by your insurance provider;

While you are not required to purchase individual crop insurance policies on any crop you grow, any coverage that you do purchase on individual insured crops must be purchased at the "buy-up" levels.  You cannot insure any insured crops that you grow at the the catastrophic or CAT level and be eligible for WFRP.

WFRP Timeline

Sales Closing Date:  March 15 for calendar year and early fiscal year filers.   November 20 for late fiscal year filers.  Note:  Be aware that WFRP converge does not begin until 10 days after the Agricultural Insurance Provider (AIP) accepts the WFRP application.  If you are looking to cover perennials during the winter months, it is important to complete a WFRP application as soon as possible. 

WFRP is sold by private Federal crop insurance agents. Click on this link to find a crop insurance agent in Massachusetts.