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Risk Management/Crop Insurance Education Program

Fruits/Vegetables

Massachusetts Fruit and Vegetable growers have many options to protect their crops and income from losses caused by natural disasters.

Massachusetts Policies

Federal Crop Insurance offers Massachusetts Potato (Franklin & Hampshire Counties only), Fresh Sweet Corn (all Counties), Apple (all counties), Grape (Bristol County only), and Peach (Hampshire, Hampden, Middlesex & Worcester Counties only), growers policies to protect them from losses due to natural disasters. Growers have a wide variety of options with price, yield and units. For more information read the Potato, Fresh Sweet Corn, Apple, Grape and Peach policy fact sheet.

Revenue Policies

Massachusetts Fruit & Vegetable growers also have an option of purchasing a revenue based policy.  Whole Farm Revenue Protection (WFRP) is a whole-farm revenue protection plan of insurance which protects against low revenue due to unavoidable natural disasters and/or market fluctuations. For more information on  Whole Farm Revenue Protection, click here, to access the WFRP fact sheet.

Where can you purchase a policy

Federal Crop Insurance is sold by private crop insurance agent. Click on this link to find a crop insurance agent in Massachusetts.

Non-Insured Disaster Assistance Program (NAP)

Growers of fruit and vegetable crops, not covered by crop insurance, can insure their crops through the USDA Farm Service Agency (FSA) Non-Insured Crop Disaster Assistance Program (NAP). NAP provides catastrophic coverage at 50% of the potential production and 55% of the established price. The 2014 Farm Bill provided for "buy-up" coverage under NAP.  Individual crops can now be covered up to 65% of the potential production and up to 100% of the established price for the crop.  For more information and applicable deadlines, visit your local FSA office.